Crucial Components to Consider When Getting Dog Insurance

Things to Consider When Getting Dog Insurance

Crucial Components to Consider When Getting Dog Insurance

Rover is the family pet, and you love him with all your heart. In fact, you are considering getting some medical coverage for your beloved companion, but you are a bit confused about how to get started. There are a number of options out there, so how do you know which plan is right for you and your pet? Well, a simple guide to dog insurance comparison chart may help you get underway with finding the most suitable coverage plan for your four-legged friend. Read on and pay attention to the details so that you can obtain the right insurance based on your dog’s needs and history.

Crucial Components to Consider When Getting Dog Insurance

The Current Health Condition of Your Pet

Obviously, there are some key factors that will determine which coverage plan you should take advantage of, and they involve your dog’s medical history, age, and any pre-existing health concerns. If you own a puppy, you might not need to invest in senior coverage unless it is specifically included in the plan you choose. Likewise, a more mature dog probably won’t need to have a plan that covers the costs of pregnancy and delivery procedures. Moreover, depending on the breed of your pet, there might be specific considerations you need to take. Some dog breeds are more susceptible to certain diseases, so do your research and figure out what the most pressing health concerns are.

Know What’s Covered and What’s Not

A dog insurance comparison will most likely involve a lot of side-by-side notes on what the annual premium includes, as well as how much it costs. With most plans, you will be required to pay an initial fee and a yearly charge thereafter. Depending on the plan, certain procedures, exams, and vaccinations will be covered, but this varies greatly across different insurance coverages. This is why knowing your pet’s health history and likelihood of developing a disease is so important. It can help to guide you throughout the comparing process.

Think Short and Long-Term

Yet another consideration to make is to think about both the short-term and long-term effects of investing in a specific insurance plan. How long will you be “locked in” to the coverage and what are the annual limits (if any?) Again, thinking about your dog’s age, health, and breed type will help to determine what would be the best course of action. Just take your time and read through the details for each plan before signing on.

***

***

As always, thank you for taking the time to visit my blog!

***

A QUESTION FOR YOU:

Do you have insurance for your dog?

***

*** Leave a comment below and remember to share. ***

It’s just sexy!

Jeanne Melanson and Star

Jeanne Melanson

♥ PEACE ♥

Sign Up NOW for our Free Newsletter!



Scoop.it

Save

Save

Save

Save

Save

Follow Me:

Jeanne Melanson

Owner at Animal Bliss
Born in Nova Scotia, I moved to the United States 20+ years ago.I am a dedicated lover of animals and fight for their rights and protection.I love people too, of course, and enjoy meeting folks from all walks of life.I enjoy philosophical discussion, laughing, and really odd ball stuff.I hope you enjoy my site.Leave me a comment to let me know you were here!Peace out.
Follow Me:
Facebooktwittergoogle_pluspinterestrsstumblrinstagramflickr

3 thoughts on “Things to Consider When Getting Dog Insurance

  1. Pawesome advice! Pet insurance seemed like a no-brainer to me when I adopted a puppy, but I was surprised to find out how many people don’t have it and how many people feel that they don’t even need it! As you noted, it’s important to not only consider your pet’s current health and their breed (such a significant factor!), but I think also, unforeseeable health issues. I armed my puppy to the teeth with insurance because I was convinced that my extremely curious and [initially] destructive shepherd mix might get into something she shouldn’t, despite my best efforts to keep her from doing so. Long story short, that didn’t end up being the cause of my $18k+ in claims by the time she was two years old. To my shock, my very young mutt ended up with a rare (and possibly genetic) form of cancer most commonly found in purebred German Shepherds. Exceptionally unusual circumstances? Absolutely, but also proof that anything can happen. Better safe than sorry, right?
    Katelyn recently posted…Pet Insurance: a PSAMy Profile

    • Wow, Katelyn, it’s a good thing you had the pet insurance. $18k is a pretty hefty bill. It is true that many people don’t have pet insurance. Sadly, some can hardly afford it for themselves these days. My purebred German Shepherd died of bone cancer. I was happy to have the funds to take care of her properly. Thanks so much for stopping by and for your comment as well. Peace

Leave a Comment

CommentLuv badge